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Dan and Nicole will be out of the office starting Tuesday, September 15th and will not return until Friday, September 18th.  For immediate assistance please contact Paula directly at 616-447-0300 or PMunsee [at] JFZwack [dot] com.  Thank you!

In order to do our part to reduce the spread of COVID-19, our entire staff is working remotely until further notice. We are committed to continuing to provide the service you have come to expect, and will still be answering phone calls and responding to emails in a timely manner. Be safe and stay healthy!

COMMERCIAL LIABILITY INSURANCE

Commercial Liability Insurance

Also known as “General Liability,” Commercial Liability Insurance is exactly what it sounds like: a broad type of policy that covers the general liability exposures a business might face during its normal day-to-day operations. JF Zwack Insurance Agency, Inc. recommends that all businesses have this type of coverage in place at all times.

Errors & Omissions Insurance (E&O)

E&O insurance, also known as Professional Liability Insurance, covers professionals for negligence, as well as for errors or omissions that damage their clients or cause damage to a third party’s data. E&O insurance is especially important for licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies.

Employment Practices Liability Insurance (EPLI)

EPLI for employers covers employment-related liabilities other than on-the-job injuries. This can include both legal fees and damages for suits such as wrongful dismissal, sexual harassment, and other alleged violations of employees’ legal rights. Businesses who have employees are strongly encouraged to put this type of coverage in place.

Directors and Officers Insurance (D&O)

This type of insurance covers directors and officers of a company for negligent acts, omissions, or misleading statements that result in a lawsuit against the organization. A variety of coverage types are available under this policy type, including corporate reimbursement coverage, entity coverage, and more.

Every business is unique, and the insurance plan that works for one business may not work for another. Contact us to find out how to get the liability insurance that best fits your needs.